FREE for your family
The Ultimate Money Planner
One tool to track your budget, crush debt, grow savings, and finally feel in control of your money.
No guesswork. No guilt. Just a simple system that works.
Breaking Broke Mindsets
I come from generations of people who struggled with money. Even the ones who earned good money often ended up with little to show for it. After years of hard work, they reached retirement with empty pockets.
I decided to break the cycle. When I noticed myself falling into the same old patterns, I made it my mission to learn how to change a scarcity mindset and build lasting wealth.
While I didn't come from wealth, my mom did teach me to be resourceful, bold, and relentless.
In high school, I went after college scholarships the way a chihuahua walks into a room full of dogs 10x its size, with unhinged confidence and a relentlessness that simply would not quit. I earned over $500,000 and graduated from Vanderbilt completely debt-free.
Since then, I’ve written two bestselling books, co-hosted the #1 personal finance podcast in America, and helped thousands of families send their kids to college without debt.
Now, I teach families real-world money skills and college funding strategies so you can build a better future.
I’m still learning, too. You’ll see me trying No Spend Challenges, reading new books, and testing what works right now.
Let’s build wealth together and change our family trees for good.
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Understand what judges really want, find your best story, get the step-by-step process that helps scholarship essays stand out.
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Coaching Intensive
LIMITED SPACES AVAILABLE. APPLY TODAY.
If you feel stuck, overwhelmed, or like you know you’re meant for more but haven’t fully broken through yet, this is for you.
This is a chance to work closely with me to get clear on what needs to change, make a real plan, and build momentum in the areas that matter most.
- Work 1:1 with Kristina
- Get clear on what you want and what’s been holding you back
- Create a practical plan for the next 90 days
- Build habits and routines you can actually stick with
- Get the accountability and support to follow through
Your family's future is worth fighting for.
Start with the free planner. Join our program. Get coaching. Or just read the blog. Every step forward counts.